Winona, MN dentist Walnut Street Dental, Drs. Bullard
Winona, MN dentist Walnut Street Dental, Drs. Bullard
Payment and Insurance


Payment is expected at time of service. If you have insurance, you will be expected to make an estimated payment for that portion not covered by your insurance plan. For that portion of costs not covered by insurance, we offer several payment options:

  • Cash or Personal Check
  • Credit Card - We accept MasterCard, Visa and Discover.


Dental insurance is intended to cover some, but not all of the cost of your dental care. Most plans include coinsurance provisions, a deductible, and certain other expenses which must be paid by the patient at the time of services. Reimbursement amounts are not, and never have been, a guideline for quality care.

We can file most insurance claims for you. Please bring your insurance plan information with you on your first visit. We will work with you to ensure that you receive the maximum benefits to which you are entitled.

If you have any questions about your insurance plan or payment options, please call our staff at (507) 454-5854 or e-mail us at

Financial Arrangements

Our fees are based on the time and cost required to provide our services to you and your family. This includes the cost of materials and related laboratory fees. We strive to use the most updated materials and technology available as well as high quality dental laboratories in your treatment. We will discuss all fees with you prior to your treatment and encourage you to openly discuss your questions or concerns regarding your treatment or our fees.

We request that in most cases, payment be made at the time of service. For multiple appointments or complex treatment requiring an extended time period for completion, a financial agreement with monthly payments can be offered. Our financial coordinator is available to help you with this. Our billing statements are mailed on a monthly basis and payment is expected within 30 days. Any accounts over 60 days are subject to finance charge. We encourage you to contact our office if you have any concerns about your account.